Journal Prompts For Money Mindset: Learn to Develop a Healthy Money Mindset.
Have you struggled with money growing up? If yes, then the chances are you have negative beliefs about money that are holding you back from achieving your financial goals.
Money plays a huge role in our daily life, and having a strong money mindset helps you have peace of mind and a better lifestyle and ultimately makes you a confident person in many other ways.
Most of us have heard the same thing about money in our homes–
For example,
- It is too hard to make money.
- It isn’t nice to have more money.
- Money causes problems and
- It is the root cause of all the issues we have, etc.
And unfortunately, we start to believe in those things because we have seen almost everyone talking like that around us.
We start to believe that we must work really really hard in order to provide for ourselves and our families and that we must hustle most of our life to be financially stable and then we will be able to slow down and enjoy life.
We start to see people who have a lot more money than us as someone who is greedy and evil.
The important thing is that our financial situation directly affects our lifestyle and that’s why having a positive money mindset is crucial.
That’s what we will do today.
Here are journal prompts for money mindset to help you create a mindset that allows you to have a positive attitude towards money and eventually you can have a better financial life.

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Journal prompts for money mindset
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What do I think about money?
First of all, I want you to be completely honest with yourself, and if you can take your normal journal or any piece of paper and write it down-
What do you actually think about money?
How would you describe your relationship with money?
What has been your relationship with it in the past three years?
Is it the same as what you used to think about money, or has it changed? What changed?
Is your financial life getting better over time, or do you have to max out my credit card to pay my regular bills?
I understand that this conversation is going to be a little bit uncomfortable, but if you desire to have a good financial life going forward, answer these questions to yourself.
So my next question for you is, do you often get scared of the thought of what would happen if you run out of money?
Do you always want to play safe and choose not to spend it? (Here, by no means I want you to be irresponsible and overspend, but sometimes, especially when we are financially struggling, we tend to start having this kind of thought which makes us scared and even more limited).
Just like anything else in the world, there has to be a balance where you can enjoy your life while building Savings and other funds.
What do I think of people who have a lot of money?
There are a lot of millionaires and billionaires all around the world, and a lot of new people becoming every single day, so what do you think of them?
Do you think that they should not have a lot of money because of them, a lot of poor people are struggling?
Do you think they are greedy and evil?
If the answer is yes to the above question, why do you think that, and what is the reality?
Do you find making money difficult?
Do you have a limiting belief that making a lot of money means you have to burn yourself out every single day, hustle a lot, and need to be worthy of it (like you have to be in a certain profession to be able to earn a certain amount of money depending on what environment and people you have grown up with)?
And if you’re not in that profession, you think that you don’t deserve to earn that much.
Here are 2 questions for you:
Why do I find making money difficult?
What limiting belief of mine holds me back from earning a good amount of money?
(make sure to have patience with yourself while answering all these questions).
What do my parents think about money?
Directly or indirectly, what our parents think of money affects us, and we start thinking the same way.
Have you ever tried questioning what your parents think about it?
Do they have a positive attitude towards money, or have you seen them burning themselves out most of the time because of it?
Did they struggle with it most of their life? If the answer is yes, then that’s how you developed the mindset that it’s so hard to make money.
Honestly, our parents had no bad intentions. They just inherited this mindset from their parents.
What would you do if you had as much as you wanted?
Have you ever wondered what you would like to do if you had a lot of money?
There is no doubt that there is more to life than just making money and getting scared every night when you go to bed and after waking up.
It is time to ask yourself.
What would you do if you had as much money as you wanted?
What problems of mine would disappear if I had enough money? The truth is our relationships, career, and social life are affected if we are struggling financially.
How would you help other people (which problem would you solve)?
What would you think of yourself?
How can I Improve my finances?
The last but most important question is how you can start building finances and start a better and healthier financial life.
Here I got you a 10-step guide that will teach you how to start getting your Finance in order.
One more thing I would like to add is that building anything takes time. If you are currently in that and born to be that free, give yourself at least the next six months before you analyze your progress.
Conclusion
If you are honest with yourself, I’m sure you will get more clarity than ever after asking all these questions yourself, and it’ll be the first ever step that will help you start a better financial life moving forward.
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