Journal Prompts For Money Mindset: Develop a Healthy Money Mindset

Journal Prompts For Money Mindset: Learn to Develop a Healthy Money Mindset.

Have you struggled with money growing up? If yes, then the chances are you have negative beliefs about money that are holding you back from achieving your financial goals.

Money plays a huge role in our daily lives, and having a strong money mindset helps you have peace of mind and a better lifestyle and ultimately makes you a confident person in many other ways. 

Most of us have heard the same thing about money in our home-

For example, 

• It is too hard to make money.
• It isn’t nice to have more money.
• Money causes problems and 
• It is the root cause of all problems.

And unfortunately, we start to believe in those things because we have seen almost everyone talking like that around us. 

We start to believe that we must work really really hard in order to provide for ourselves and our families and that we must hustle most of our life to be financially stable and then we will be able to slow down and enjoy life. 

We start to see people who have a lot more money than us as someone who is greedy and evil.

The important thing is that our financial situation directly affects our lifestyle and that’s why having a positive money mindset is crucial. 

That’s what we will do today. 

Here are 30+ journal prompts for a money mindset to help you create a mindset that allows you to have a positive attitude towards money and eventually you can have a better financial life. 

The following questions helped me improve my mindset about money

What do I think about money? 

First of all, I want you to be completely honest with yourself, and if you can take your normal journal or any piece of paper and write it down.

✅If you are looking for journal recommendation, here’s my pick. With this locked journal you wouldn’t have to worry about someone else finding and reading your answers.

 I understand that this conversation is going to be a little bit uncomfortable, but if you desire to have a good financial life going forward, answer these questions to yourself.

So my next question for you is, do you often get scared of the thought of what would happen if you run out of money?

Do you always want to play safe and choose not to spend it?

(Here, by no means I want you to be irresponsible and overspend, but sometimes, especially when we are financially struggling, we tend to start having this kind of thought which makes us scared and even more limited).

Just like anything else in the world, there has to be a balance where you can enjoy your life while building Savings and other funds. 

What do I think of people who have a lot of money? 

There are a lot of millionaires and billionaires all around the world, and a lot of new people are becoming every single day, so what do you think of them?

Do you think that they should not have a lot of money because of them, a lot of poor people are struggling?

 Do you think they are greedy and evil?

 If the answer is yes to the above question, why do you think that, and what is the reality? 

Do you find making money difficult? 

Do you have a limiting belief that making a lot of money means you have to burn yourself out every single day, hustle a lot, and need to be worthy of it (like you have to be in a certain profession to be able to earn a certain amount of money depending on what environment and people you have grown up with)?

And if you’re not in that profession, you think that you don’t deserve to earn that much. 

What do my parents think about money?

Directly or indirectly, what our parents think of money affects us, and we start thinking the same way.

Have you ever tried questioning what your parents think about it?

Do they have a positive attitude towards money, or have you seen them burning themselves out most of the time because of it?

Did they struggle with it most of their life? If the answer is yes, then that’s how you developed the mindset that it’s so hard to make money.

Honestly, our parents had no bad intentions. They just inherited this mindset from their parents.

What would you do if you had as much as you wanted?

Have you ever wondered what you would like to do if you had a lot of money?

There is no doubt that there is more to life than just making money and getting scared every night when you go to bed and after waking up. 

It is time to ask yourself.

 What would you do if you had as much money as you wanted? 

What problems of mine would disappear if I had enough money? The truth is our relationships, career, and social life are affected if we are struggling financially. 

 How would you help other people (which problem would you solve)?

 What would you think of yourself?

How can I Improve my finances?

The last but most important question is how you can start building finances and start a better and healthier financial life.

One more thing I would like to add is that building anything takes time, give yourself at least the next six months before you analyze your progress.

30 Powerful Journal Prompts For Money Mindset

Make sure to have patience with yourself while answering all these questions.

• What do you actually think about money? 
• How would you describe your relationship with money?
• What has been your relationship with it in the past three years? 
• Is it the same as what you used to think about money, or has it changed? If yes then what changed? 
• Is your financial life getting better over time, or do you have to max out my credit card to pay my regular bills? 
• Do you find making money difficult?
• What limiting belief of yours holds you back from earning a good amount of money?
• What are your top three financial goals, and how can you work towards achieving them?
• Write a letter to your future self, describing your financial success and abundance.
• How do you feel when you receive money unexpectedly? What does this reveal about your money mindset?
• Write about a time when you successfully managed your money. What did you do right?
• List three money-related fears or worries you have and brainstorm ways to overcome them.
• Write down a financial setback you’ve experienced and the lessons you learned from it.
• Write down three positive affirmations related to money and repeat them to yourself daily.
• How do you feel about budgeting? (Do you find it challenging, or boring or are you okay with it?)
• Describe your dream job or career. How would it impact your financial well-being?
• List three things you can do to increase your income or create additional revenue streams.
• Write about a time when you gave money to someone in need. How did it make you feel?
• How would you handle financial setbacks or unexpected expenses?
• Write a thank-you note to money, expressing appreciation for the opportunities it provides. (It’s not weird at all, trust me).
• Imagine you have achieved all your financial goals. Describe a typical day in your life at that point.
• How do you define financial freedom, and what steps can you take to move closer to it?
• Explore the idea of giving back or donating to causes you care about when you have more money.
• What does “saving for a rainy day” mean to you, and how can you start building an emergency fund?
• Describe your dream vacation or travel experience that you’d like to save for.
• Write about a financial goal that scares you but excites you at the same time. Why is it important?
• List three ways you can celebrate your financial achievements, no matter how small.
• List three financial role models or success stories you admire and what you can learn from them. (There are books such as Rich Dad Poor Dad is really helpful).
• Write a gratitude letter to yourself for the financial progress you’ve made so far.
• Reflect on your relationship with debt. How can you work towards becoming debt-free?
• How do you feel about setting financial boundaries with yourself? What would those boundaries be?
• Write about a time when you took a calculated financial risk. What were the outcomes?

Conclusion

If you are honest with yourself, I’m sure you will get more clarity than ever after asking all these questions to yourself.

Also, it’ll be the very first ever step that will help you start a better financial life moving forward.

It’s important to note that if your current money mindset took YEARS to develop, you will not be able to change it overnight.

It will take time depending on how strong your current belief about money is.

So, if you feel frustrated and ask multiple questions about money in your head, means you are questioning your belief and it is often a positive sign.

Give yourself the time and pay close attention to your thoughts (money-related).

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If you found this post on “journal prompts for money mindset” helpful, please share it with your friends and family who might find it helpful as well. And don’t forget to let me know in the comments what you think about money and how you are going to improve it.